Afghanistan Banks Association

د افغانستان د بانکونو ټولنه
Afghanistan Banks Association
Voice of The Banks

Afghanistan Banks Association

Dr. Mohammad Salem Omaid


Dr. Mohammad Salem Omaid is the President and CEO of Azizi Bank. Prior to this, Dr. Omaid has been the DY. CEO of the Bank for more than 5 years since September 2011.

Dr. Omaid has been associated with the bank since 2006 and has been the part of the bank’s 10 years of illustrious growth. As a professional entrepreneur, he is progressively establishing a high quality, state-of-the- art private Afghanistan Bank with a vision of “Building the Best Quality Afghanistan Bank with World Class Services” by 2020. Under his leadership, Azizi Bank has steadily evolved as the “Professionals’ Bank of Afghanistan” with exemplary business and financial outcomes as evidenced in the results and performance since inception and thus building the largest banking group in Afghanistan.

Dr. Omaid is a Doctorate in Financial Management from a leading Indian University. He is also a Post Graduate & an MBA with specialization in Banking, Risk Management & Finance. He also possesses a Diploma in Information Technology.

Dr. Omaid served the bank in various categories including being the Chief Finance Officer. His vision to create a top class bank in Afghanistan has resulted in the bank significant growth and its continuous endeavor to provide the best and effective world class customer service. He has been guiding and influencing the national policies in the diverse areas of financial sector regulation and supervision, development and regulation of financial markets, capital account management, management of government borrowings, forex reserves management and payment and settlement systems. Dr. Omaid has been also associated with maintaining International business relations with key corporates & stake holders.

Dr. Omaid has been a great influencer & motivator in structuring the bank and guiding the bank to its present zenith. A strong leader in himself and a person with pioneering visionary skills. He has been widely responsible in developing the local human resources.

A highly distinguished person and well respected citizen of the Islamic Republic of Afghanistan.

Mr. Ahmad Javed Wafa

Vice Chairman

Ahmad Javed Wafa is a professional economist and banker. He was appointed as the President/CEO of Pashtany Bank after attaining the approval of DAB on March 16, 2019. Mr. Wafa was appointed in December 21, 2015 as the President/CEO of Bank-e-Millie Afghan (BMA) and successfully completed his assignment in March 15, 2019. During his tenure, BMA was leading bank in terms of profitability with sustainable base. The bank underwent significant reforms, strategic planning and expansion in its market share. Moreover, international corporate governance standards, internal control and compliance measures were put in place. During his tenure, the bank successfully completed its modernization goals. During February 2016-March 2019, he was First Vice Chairman of Afghanistan Banks Association (ABA) and remained as Acting Chairman. He previously worked as Director Economic and Strategic Planning at the Administrative Office of the President, Chief Risk Officer at Bank e Millie Afghan (BMA), Deputy Director General Research Monetary and Fiscal Sector & Senior Analyst External Sector at Monetary Policy Department with Da Afghanistan Bank. Mr. Wafa has also worked as a National Economic Specialist, Afghanistan Sub-national Governance Program (ASGP) with UNDP. During his professional career as a senior economist and banker in various capacities, he has had substantial contributions to financial and monetary stability of the Afghanistan economy, his contributions to monetary stability during years 2009-2011 were remarkable. Mr. Wafa completed bachelor degree in economics from international Islamic university in 2008 and joined National Graduate Institute for Policy Studies (GRIPS), Tokyo, Japan in 2011 where he successfully completed master in public policy with specialization in economic policy in 2012. After completing his master degree he has started working with the commercial banking sector, during his tenure as Executive Director at Afghanistan banking association, he has implemented strategic plan for the flourishing future of ABA & its members and strengthen coordination among commercial banks and commercial banks with DAB and ministry of finance, Mr. Wafa was able to successfully bring stability to the ABA operations and attain confidence of members, donors and other stakeholders. During his tenure as Director Economic and Strategic Planning at the Administrative Office of the President, he had significant role in improving 100 days strategic planning of ministries by holding seminars & meetings, he had substantial contributions in solving the issues faced by ministries in the implementation of development projects, Mr. Wafa participated in WTO final working party negotiations, and had great impact in improving the overall capacity of the directorate. Mr. Wafa has authored several papers and articles on various national and international issues related to banking sector, monetary policy, fiscal policy and international trade. Mr. Wafa is a committed professional who has strong communicating and negotiating skills, he has attended on job training in Central Bank of Italy, Macroeconomic Diagnostics in IMF, Washington D.C. USA, Monetary Policy, Exchange rate and Capital flows in Central Bank of Switzerland and attended several seminars, conferences and meetings on national and international platform where he represented his country.

Mr. Gohar Ali Shah

Vice Chairman

Started my career as officer OG-11 with National Bank of Pakistan, after selection through competitive exam conducted by Finance services commission of Pakistan in 1995.
My Banking career spanning over 20 years has been a success story. It is marked with steady career progression, getting three promotions, serving on various key positions the last being the Chief Manager main branch Rawalpindi Cantt. This is one of the four branches designated as “main branches” by NBP out of its 12 hundred branches in Pakistan, having huge deposits, credit and foreign exchange/ trade portfolio, besides being the main payment center of government pensions and salaries.
As a pleasant change, I was also selected and posted as “Director Financial Crimes and investigation” on deputation by the federal Government in National Accountability Bureau KPK, where I served for two years before repatriated back to National Bank of Pakistan.
Further, I have also worked as visiting trainer and teacher with Institute of Bankers Pakistan, NBP Staff College Peshawar and City University of Science and Information Technology Peshawar for 5 years.

Mr. Jayanta Ray

Board Member

A career banker working since 1983 with United Bank of India, (a premier Public Sector Bank in India) in different key areas of modern days banking. During his past 25 years of banking experience he had gained experience in working into Bank’s Operation, Credit, Trade Finance, Retail banking and International Banking Departments. He was also a regular guest faculty at the Bank’s Staff Training College. He was nominated by the Bank to attended many training programs at the National Institute of Bank Management, Bankers Training College (Reserve Bank of India) and attended seminars & workshops conducted by ICC, and other national & international Chamber of Commerce & Industries.
During the year 2009, leaving banking services he joined THEME GROUP OF COMPANIES a diversified Engineering & Manufacturing Company in India as Chief Executive Officer.
In the year 2014, he joined GHAZANFAR BANK as Chief Risk Officer heading the Risk Management Department of the Bank. In the year 2016, having found his acquaintances in working with Afghanistan’s banking system and working proficiency, Board of Supervisors of the Bank nominated him for the position of Chief Executive Officer. Central Bank of Afghanistan (DAB) has approved and confirmed his position as Chief Executive Officer of the Bank.
His scholastic persuasion includes a Bachelor of Commerce from St. Xavier’s College Calcutta, a Master of Commerce from Calcutta University, a Master of Business Administration from National Institute of Personnel Management and a Certified Associate of Indian Institute of Bankers.


Board Member